For Ontario Commercial Property Owners Only
You Picked Solid Coverage For Your Building. Nobody Told You It Has A Shelf Life.
Find out if your building's coverage has drifted from where it needs to be — in 60 seconds.
No broker calls. No generic quote form.
For Ontario commercial property owners with roughly $1M–$70M in coverage exposure.
Used by Commercial Property Owners of:
Ontario-focused · Commercial property owners only
The hidden issue is not whether you have coverage. It is whether your policy has kept up with the property.
Values change. Tenant mix changes. Income exposure changes. Lender expectations change. The way a building is used changes.
But many commercial property policies still get rolled forward at renewal without a serious re-check.
Rebuild costs climb. Your insured value doesn't move. The gap grows quietly every year.
Tenants change. Occupancy changes. Your policy still reflects how the building looked three years ago.
Rental income grows. Business exposure changes. Your coverage didn't get the memo.
Your insurer has no obligation to flag the gap at renewal. An underinsured claim costs them less, not more.
That is where renewal drift begins.
7 questions · 60 seconds · Ontario commercial property owners only
Has the policy kept pace with the property as it exists today?
Does the coverage still reflect the way the building is actually leased, occupied, and operated?
Has rental or business income exposure changed without the policy being properly realigned?
This checkup is for owners who want clarity before renewal, refinancing, or a deeper policy review.
If you own an income-producing commercial property with meaningful building and income exposure, this will help you see whether your current setup still looks aligned — or whether it deserves a closer second look.
No commitment. No pressure to switch brokers.
Ontario commercial property owners only.